Bankruptcy is a financial tool and part of the social safety net created by Congress. It is available to people who have run into financial problems that are so daunting that, given their income, repayment is not likely. Many factors can create this situation such as loss of a job, reduction in wages or hours, the death of a spouse, divorce, a failed business, significant medical problems leading to unpaid medical bills and others. Our office will help you to analyze your financial picture to determine if bankruptcy is the right tool for you.
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